For anyone renting property in Florida, renters insurance must be purchased if you want your personal possessions to be protected. Even if your landlord or property manager has insurance for your home, that does not mean your assets are covered.
Your landlord’s policy covers the property as a whole, but your belongings remain your responsibility. Some landlords will actually require you to carry renters insurance if you are living on their property.
When you rent your home, whether it is an apartment, house, condo, or duplex, you can protect your assets with renters insurance.
Florida renters can rely on a renter insurance policy from P.R.I.M.E. Insurance Services of Florida to protect you in unfortunate situations such as: fire, theft, water damage, and other circumstances beyond your control. Our agents will help you determine how extensive your renters insurance policy should be.
Renters insurance generally covers:
A renter insurance policy can help you replace valuables that have been lost, stolen or damaged. Also, if you are forced out of your rental after a disaster, additional living expenses you may incur- like hotel bills, temporary rentals, and restaurant meals are covered by renters insurance.
Renters insurance also provides coverage for those who may be injured at your home, or elsewhere, by you, a pet, or a family member. In the event of a law suit, a renters policy will also cover your legal defense fees if you end up in court.
No matter where you rent in Florida, renters insurance is a vital component to your financial security. There are many options to consider when selecting renters insurance. Florida residents should contact P.R.I.M.E. Insurance Services of Florida today for more information.